Biometric Authentication of Mobile Financial Transactions (Patent applied)
United States Patent Application 200903071
The user's credentials are stored in a second SE of the phone, which is operable to verify the user's identity from a biometric trait of the user input to the phone and to generate data authenticating the financial transaction in response to the verification of the user's identity.
At the POS, the user invokes the application and then inputs a biometric trait to the phone. The second SE verifies the user's identity, and upon verification, generates data authenticating the transaction. The financial transaction data, including the instruction codes and the authenticating data, are then transmitted from the phone to the POS.
A Research project on Biometric Encryption
The TURBINE Project
TURBINE (TrUsted Revocable Biometric IdeNtitiEs) is a research project awarded 6.3 Million Euro funding by the European Union under the Seventh Framework Programme (FP7) for Research and Technology Development.
Lasting three years, TURBINE aims to develop innovative digital identity solutions, combining:
• Secure, automatic user identification thanks to electronic fingerprint authentication
• Reliable protection of the biometrics data through advanced cryptography technology.
Research efforts will focus on transformation of a description of fingerprints, so that the result can only be re-generated by the person with the fingerprints. TURBINE will hence provide the assurance that:
1.the data used for the authentication, generated from the fingerprint, cannot be used to restore the original fingerprint sample
2.the individual will be able to create different "pseudo-identities" for different applications with the same fingerprint, while ensuring that these different identities (and hence the related personal data) cannot be linked to each other, and
3.The individual is enabled to revoke an identity for a given application in case it should not be used anymore.
Mobile Biometry (MOBIO) Project
MOBIO is a research project funded by European institutions and undertaken by a consortium of Idiap Research Institute, Switzerland, European universities and firms in IT industry. Set up in January 2008 with a target to complete in 36 months, the mission of this project is to achieve ‘Secured and Trusted Access to Mobile Services’.
MOBIO (Mobile Biometry) will focus on multiple aspects of biometric authentication based on face and voice authentication for use in mobile phones on a large scale.
This project will investigate the following technologies: robust face localization and speech segmentation in noisy environments, video-based face authentication (in order to avoid replay attacks using pictures of the face, face authentication over the video will be studied), speaker authentication, bi-modal authentication (both expert fusion and joint face/speaker authentication to take full advantage of the correlation between modalities) and unsupervised model adaptation.
The project will also address the development of a demonstration system which will investigate two main scenarios:
• Embedded biometry where the Bi-modal Biometric Authentication (BMBA) system is running entirely on a mobile phone.
• Remote biometry if the BMBA system needs too many resources to reach the required performance, it will be hosted on a server while a minimum of essential functionalities would stay on the mobile phone such as capture, segmentation, preprocessing and feature extraction.
Reference:
http://www.freepatentsonline.com/y2009/0307139.html
http://www.turbine-project.eu/
http://www.mobioproject.org/
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